SIP Calculator
Systematic Investment Plan calculator. Compute return for monthly SIP and lump sum. CAGR, Deduction, Tax, Inflation rate.
Result
| Invested amount | 1,200,000.00 |
| Interest | 2,623,635.55 |
| Amount | 3,823,635.55 |
| Total return rate | 218.6363% |
Deduction
| Fee, Subscription, etc | 1,000.00 |
| Tax (15% of interest amount) | 393,545.33 |
| Total deduction amount | 394,545.33 |
After deduction
| Amount after deduction | 3,429,090.21 |
| Return rate after deduction | 185.75752% |
Inflation
| Average annual Inflation Rate | 8% |
| Today you have (Principal) | 1,200,000.00 |
| After time | Years: 10 Months: 0 |
| Amount needed | 2,590,710.00 |
Inflation details
| Without deduction | With deduction |
|---|
| Principal (Today) | 1,200,000.00 | 1,200,000.00 |
| Investment value at 20% CAGR before deduction | 3,823,635.55 | 3,823,635.55 |
| Deduction (Fee, tax, etc.) | 0 | 394,545.33 |
| Investment value after deduction | 3,823,635.55 | 3,429,090.21 |
| Amount needed after (Years: 10 Months: 0) at 8% p.a. | 2,590,710.00 | 2,590,710.00 |
| Surplus | 1,232,925.55 | 838,380.22 |
| Investment value return rate | 218.6363% | 185.75752% |
| Surplus return rate | 47.59026% | 32.36102% |
Please note that this calculation assumes the fees and tax are deducted at the end of the investment period.
The actual impact of fees and taxes may vary depending on the specific terms and conditions of your investment and taxation regulations. It's always advisable to consult with a financial advisor or tax professional for personalized advice.
What is SIP?
Systematic investment plan or SIP is an investment instrument that allow investors to prediocally invest smaller amount rather than a lump sum.