SIP Calculator

Systematic Investment Plan calculator. Compute return for monthly SIP and lump sum. CAGR, Deduction, Tax, Inflation rate.

Investment Time

Invested amount1,200,000.00
Total return rate218.6363%
Fee, Subscription, etc1,000.00
Tax (15% of interest amount)393,545.33
Total deduction amount394,545.33
After deduction
Amount after deduction3,429,090.21
Return rate after deduction185.75752%

Average annual Inflation Rate8%
Today you have (Principal)1,200,000.00
After timeYears: 10 Months: 0
Amount needed2,590,710.00
Inflation details
Without deductionWith deduction
Principal (Today)1,200,000.001,200,000.00
Investment value at 20% CAGR before deduction3,823,635.553,823,635.55
Deduction (Fee, tax, etc.)0394,545.33
Investment value after deduction3,823,635.553,429,090.21
Amount needed after (Years: 10 Months: 0) at 8% p.a.2,590,710.002,590,710.00
Investment value return rate218.6363%185.75752%
Surplus return rate47.59026%32.36102%

Please note that this calculation assumes the fees and tax are deducted at the end of the investment period.

The actual impact of fees and taxes may vary depending on the specific terms and conditions of your investment and taxation regulations. It's always advisable to consult with a financial advisor or tax professional for personalized advice.

What is SIP?

Systematic investment plan or SIP is an investment instrument that allow investors to prediocally invest smaller amount rather than a lump sum.